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Sberbank over the next five years could reduce the number of its offices in the Russia 30-50%, said the head of the largest Russian commercial Bank Herman Gref. however, he noted that the decline is "physical network" but not the ATM network. this strategy German Gref said a year ago, stressing that the Bank must become "much smaller". The Bank plans have already been the reduction in the number of departments on work with corporate clients "about two times" and a slight decrease in the number of branches serving individuals. the Reason for Gref called the growing popularity "projects with remote access", which sooner or later must lead to reduce the flow of customers in the "physical compartments" of the Bank.

The Russian Parliament is re-sent to sectoral ministries the bill, which is expected to limit trading network in percent return of expired bread manufacturers. Now the bakers are forced to buy back about 8-10% of unsold bread. The state Duma proposes to reduce this proportion to 5%. Bakers, in turn, insist on that are not required to pay for the return at all. At the end of November Ministry of economic development has received amendments to the law "On the fundamentals state regulation of trade activities in the Russian Federation" relating to the establishment of the allowable percentage of returns to vendor unsold bakery products, the Ministry reported. "The position office bill currently being formed," said the Ministry. Amendments...

Books of the account of incomes and expenses of organizations and individual entrepreneurs, applying the simplified system of taxation, will be a new section – "Amount of the merchant fee, which reduces the amount tax payable in connection with application of simplified system tax (advance tax payments) calculated for the taxation from the business, in respect of which is set to sales tax". It entrepreneurs was chosen as object of taxation incomes, have to specify: total amount paid and the amount of the merchant fee; information about the primary document based on which operation is performed; the period for which paid fees.