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The Central Bank proposes to set an individual price on insurance policy pursuant to with the rule "everyone is responsible for himself". This was stated by Deputy the Chairman of the regulator Vladimir chistyukhin. Changes, the Central Bank proposes to introduce in stages: each of them ends with the emergence of a new individual rate. the First stage, as reported in the press service of the Central Bank, will begin in the summer of 2018 . At this time it is planned to "update existing tariffs for by expanding tariff of the corridor and approaches to establish number of coefficients". The boundary of the tariff corridor base rate will expand in both directions, but changes will not exceed 20 %.

Deputies of the state Duma led by speaker Vyacheslav Volodin made in the lower house a bill clarifying the parameters of the tax return for the property of physical persons according to the cadastral value, press GD. According to the Chairman of the lower house of Parliament, the new rules will be more equitable and less onerous for the Russians. Volodin recalled that currently operates a temporary factor, providing a gradual increase in the amount of tax calculated for the cadastral value, compared to the tax calculated for inventory value. The magnitude of the coefficient for the first five years of application of the cadastral value increases every year by 20% (from 0.2 to 1). "Today in 28 subjects of the Russian Federation applies...

The end of may 2018, the Supreme court will consider the claim of the inhabitant of Voronezh, which requires to recognize the term "intersection" is partially non-functional. The woman insisted that any departure from the yard or Park is the intersection, after which signs stops. So she wants to challenge your fine imposed on her in the past year for Parking by the prohibitory sign on a city street. She opinion, it is parked properly, so through the intersection, and are not a departure from the surrounding areas, as specified in the penalty decision. the Woman filed a lawsuit in the Supreme court of the Russian Federation and asks to recognize the PDD partly not relevant to the Vienna Convention on road traffic from 1968. According to the...

On the capital programme for the renovation of a new apartment will receive all of the inhabitants of resettled houses. But the city provides housing and thousands of beneficiaries. Turn shorter Moscow is the most expensive real estate in Russia, even if we take not the elite home, and the usual economy class. Therefore, city policy - to whom and on what conditions to give the apartment - have to be balanced and transparent, , that no one had any doubts about the fairness of the distribution square meters. (Who has the right to the assistance of the city - see infographic.) to see real progress in the queue now can anyone - this spring on the website of the Moscow mayor (mos.ru) has a new section - "on the people standing on the housing...

Bankers began to refuse their customers even before their inclusion in the official "black list". Thus, credit institutions are trying to circumvent the mechanism rehabilitation of clients, which has earned at the end of April this year. According to this mechanism, the client has the right to appeal against the refusal of an first, operations in the credit organizations, and then the interdepartmental Commission of the Central Bank and Rosfinmonitoring. However, banks today prefer to create their own internal lists of unreliable customers, without notifying them Rosfinmonitoring. To the client the reason for refusing the maintenance they are also not misleading. Whether it is lawful, the lawyer told ligazakon.ru. "unfortunately, the de...

Many Russians that have other citizens a variety of services: help to keep house, engaged with the children, look after elderly relatives, doing manicure at home, sew dresses for children's parties, bake cakes for the order. However, often these people are "unable to belong somewhere and to a small salary, but the bulk of the activities to carry out in the shadows, by registering as self-employed or individual entrepreneurs (SP)", said the head of the Centre for analysis of social programs and risks, HSE Sergey Smirnov. For many self-employed, their business grew from a hobby. "Man made clothes, it was in demand, and the hobby has become the main form activities. And then people your products and services begin to promote instagram and...

New paragraph 5.1, which will come into force from June 1, augmented the Government decree of January 14, 2017 No. 9 "On determining the the ban on the admission of goods originating from foreign States, works (services) performed (rendered) by foreign persons for the purposes procurement of goods, works (services) for the needs of defense and the security of the state" (paragraph 1 of the decree of the RF Government of 24 April, 2018 № 498 "On amending resolution of the government of the Russian Federation from January 14, 2017 No. 9"). In accordance with the new rule confirmation of conformity of the goods the requirements of industrial production, for the purposes of attribution to products manufactured in Russia, is the conclusion...

The Central Bank is concerned about growth of consumer loans, says the head of the Union of protection of the rights of consumers of financial services Igor Kostikov. - The real incomes of the population are falling and people are trying to replace the shortfall costs credits. Not enough money - take a loan furniture, household appliances, leisure... as a result of increased debt burden of the population. And contributes to this aggressive advertising, people imposing the loans, without which they sometimes could easily do. However, this year the trend is expected to change the volume consumer credits will decrease. This will be the result of those steps, made by the Central Bank. With may, the Central Bank is going to increase rates risk...

Now in our country there is a new measure - "prohibition of certain actions". What does it mean? "the Ban on certain acts being used in other States for a long time and has proved its effectiveness, - said a member of the Council on interaction with civil society institutions under the Chairman of the Federation Council Yevgeny, Cartago. - This is particularly evident on the example of the US, where widely used a protection order that is a prohibition to approach a particular person. This measure is very effective for the fight against domestic violence, as the prosecution in these situations it is possible to meet often. In Russia, a big problem with the protection of victims of domestic violence. I wish the new measure helped to solve...

The website of the Pension Fund of the Russian Federation in the Personal Cabinet citizen es.pfrf.ru submit an online application for compensatory payment for caring for a disabled citizen, a disabled child or disabled since childhood I group. Remember, in order to obtain state service on the website of the FIU in full, you need to be registered on the portal and to have a confirmed account record. To apply on the website of the FIU need to go to the Personal Cabinet of a citizen, where in the section "Social benefits" to select "Apply": "on monthly the compensation payments to the idle able-bodied person, caring for a disabled citizen" "on appointment of the monthly payments unemployed able-bodied person caring for a disabled...

If chief accountant shall exercise the powers of the head financial and economic service, he has to sign the budget reporting twice. This rule applies to forms of budget reporting planned (forecasting) or analytic (management) indicators, and also applies to cases reporting in electronic form (letter of the Ministry of Finance of Russia from 21 March 2018, the number 21-08-08/17814). Data the Ministry of Finance's explanations due to the provisions of Instruction No. 191n, according to which the budget statements signed by: the head of the subject of budget reporting; chief accountant; Director financial and economic service of the subject of the budget or reporting entity responsible for the formation of analytical information.

Public sector Wages on average for 2018 will grow by 13%-15%, which exceeds projected inflation of 3.5 times. the newspaper "Izvestia" with reference to the review of the Central Bank, the growth of payments will achieved by raising the minimum wage (SMIC) to a living wage and execution of the may decrees of the Russian leader Vladimir Putin. According to the experts of the Bank of Russia pay will grow by 1.5—2.9 p. p., since may 1 the minimum wage will raise up to 11.1 thousand. In 2019, as expected, indexing wages to fall to the level of expected inflation at 4%. CB indicates that the salary increase not only in the public sector — commercial organizations will also increase the financial reward their employees. on 7 March, Putin...

Regulatory the temperature of the air in premises should be not less than 18°C the corner rooms - 20°C. the Permissible limit of 4°C. "Resursnyi are interested to make money by selling more of the heat, - says the legal counsel of the counseling center for consumers Rospotrebnadzor Hope Zalygina. They are driven in your home Giga-calorie, but you open the window and fly back your money. This process must watch UK, TSZH and ZHSK, but they don't always do it. The solution is: if it's hot, call the public utilities". first submit claim (2 copies, one with note on the reception - leave themselves): in TSZH and ZHSK - on the President, in UK - emergency dispatch service. After that, the technician must come to your home, measure the...

Biometric passport issue in Russia since 2009. The passport of the old sample you can place on this day. the Main difference of the new passport is available electronic chip: IC chip, mounted in the cover. This the electronic data storage device is written a passport number, personal details owner (name, surname, nationality, date of birth, gender) as well as its biometric data (facial image and the image of the papillary patterns, i.e. fingerprints). The chip can record and other information, for example, the image of the retina of the owner, but passport, issued in Russia, such information is not yet paid. What are the differences? Biometric the passport is issued for 10 years, while the document of the old sample — five. Also, the new...

Some customers had to face the fact that the seller sets different prices for the same product depending on the method of payment. Usually the cost of the product in non-cash the calculation is higher than in cash. The reason is that as if the seller shall charge the customer with interest for using payment terminal. Although the shop owner or service center shall to pay the Commission to the Bank. User forums talk about the use of such practices in some showrooms, computer stores, travel companies. "According to article 426 of the civil code the price of goods, works and services, as well as other the conditions of the public agreement are established identical to all consumers, with the exception of cases where the law and other legal...