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Federal program maternal (family) capital is valid for ten years. According to official data, millions of families have already implemented the maternity (family) capital on improvement of living conditions or education of children or sent for other purposes in accordance with the Federal law "On additional measures of state support of the families having children". However, many families who received a certificate for maternity (family) capital, the funds MSK has so far not implemented and is unlikely to implement because, for objective reasons, are unable to direct the necessary needs. For example, in the Metropolitan cities the cost of housing is very high, so even for a down payment on a mortgage loan is impossible to use the maternity (family) capital. At the same time, in smaller cities or towns or villages widely used means of maternal (family) capital on acquisition of premises, including construction of residential houses. Federal program maternal (family) capital is a good incentive with the purchase (sale) of real estate, as equity declined and continue to decline, although official statistics suggests otherwise.
Many users of the site: "Legal aid" ask the question – is it Possible to use the maternity (family) capital for car purchase? The answer to this question is negative, that is funded by the Federal maternal (family) capital is impossible to purchase a vehicle. Regional program maternal (family) capital can provide the possibility of using funds for the purchase of the vehicle.
In the State Duma under consideration is a draft Federal law "On amendments to the Federal law "On additional measures of state support of the families having children" in supplementing the directions of the order means of the parent (family) capital. The bill is expected to set the option to use funds from the Federal maternal (family) capital for the purchase of the vehicle. On the Federal MSK can be bought the vehicle having not more than eight seats (the driver), that is just cars you can buy.
to Purchase a vehicle, only certain categories of citizens eligible for the certificate MSK:
women who have adopted a second child, since 01.01.2007; men are the only adopters of the second, third child or the subsequent children if the judgment about adoption entered into force starting from 01.01.2007; women who have given birth (adopted) third child or subsequent children, since 01.01.2007; women who have given birth (or adopted) a second disabled child or subsequent children with disabilities, starting from 01.01.2007, men, adopts second disabled child or subsequent children with disabilities since 2007
given the bill of means of the parent (family) capital can be used to repay based principal and interest on the loan (the loan) to purchase the vehicle. To purchase at the expense of the parent (family) capital can only be those vehicles which are produced in Russia and earlier for registration were not. The vehicle can be purchased in the name of one of the spouses by contract of sale. The payment for the expense of the GMT will be made in cash, but the real fact of the acquisition of the TC be confirmed by the inspection authority of social protection. Based feature of the use of funds of MSCS on the acquisition of the TC is that Federal law would prohibit the sale or alienation of the vehicle in any form within three years from the date of purchase.
currently the bill is under discussion.
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