RSS feeds in the directory: 2817
Added today: 0
Added yesterday: 0
Microfinance institutions (MFIs) will reduce the ceiling of the debt of borrowers and will limit daily interest rate. This act was signed by President Vladimir Putin, publishes today "the Russian newspaper".
the Document contains three key changes initiated by the Bank of Russia (they affect all loans with a repayment period of up to a year). First, it is reducing the maximum amount of payments that the MFI can require the debtor. Now it is three times the size of the loan. According to the document, from 1 January 2020 it will become the maximum time and a half.
the Second change is a limit on daily interest rates. Now it exceeds two percent per annum, but from 1 July 2019 will be limited to one percent. The third change is the creation of a financial product alternatives for loans "to wage" with a maximum loan amount of 10 thousand rubles and up to 15 days. For such loans, you cannot accrue additional interest, except for the forfeit (fine, penalty) is 0.1 percent of the debt for each day of delay. Also the agreement on this loan will contain a condition prohibiting to increase the period and amount.
the Restrictions are aimed primarily at reducing the debt load of the population and reducing social tensions accompanying the MFI sector, said the Director of self-regulatory organizations "Microfinance and development" (SRO "Mir") Elena Stratieva. This will be achieved if the business is properly perceive the received signal and assumes the responsibility for fair implementation of initiatives, focusing not only on the adaptation to the new rules, but Association in struggle with "grey" schemes, says Stratieva.
the Roman MARKELOV
News: Rates on the rise: tickets in 2019 will rise after the kerosene 29.12.2018 at 05:40
Gazeta.Ru: lack of Money: why the incomes of Russians will go to the minus 28.12.2018 at 14:30
RBC: Sistema and VTB announced the creation of a large farmholding 28.12.2018 at 12:30
Reuters: Ruble stabilized after the oil is at the pre-auction 28.12.2018 at 08:00
Rossiyskaya Gazeta: Experts have called the most demanded profession 2019 28.12.2018 at 07:50
Kommersant: Leasing of ships moving out in the future 19.12.2018 at 20:01
Gazeta.Ru From gasoline to wine: what will rise in 2019 19.12.2018 at 10:30