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In the I quarter of 2019 Alfa Bank has issued more than 124 thousand in consumer loans for a total amount of 60.5 billion rubles, which is 24.6 billion more than in the same period last year. Cash loans portfolio as of 1 April exceeded $ 269 billion. The share of Alfa-Bank on the market, according to Frank Research Group has reached to 4.46%. During the year the Bank's share rose to 32%. The average loan size amounted to 485 thousand rubles, and the average term to four years.
the Consumer credit in Alfa Bank can be issued at the rate of 11,99% annual for the term up to five years, maximum loan amount is 5 million rubles. Refinance loans of other banks clients at the rate of 11,99% annual.
"the Demand for cash loans increases. Over the last month the portfolio increased by 4%. This is facilitated by including rapid digitalization of business. For example, we have significantly improved the procedure of registration of consumer credit, you can now get a mobile app in just a few minutes. Our goal is to increase the sale of consumer loans at 48% by the end of this year," commented Director of business development for consumer lending retail business of Alfa-Bank Irina Baranova.
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