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Pre-approved loans now available to customers of small and medium business in the Internet Bank "Business portal". The loan is available without a visit to the office of the Bank, collateral and guarantees. In "Opening" consider that the volume of lending business in the online channels in the future will grow.
Through the Internet loans are offered "Express Overdraft" limit up to 2 million rubles and "Business Advance" of up to 3 million rubles for acquiring of receipt. The client received a proposal to sign the agreement via SMS and to use the loan funds immediately after confirmation from the Bank. From the moment of confirmation until the receipt of the money in the account is not more than one day.
"We offer existing customers the most convenient pre-approved loans. They are made without visiting the Bank, additional documents and a long wait. Our rates for online loans of 13% — one of the most attractive on the market", — said the Deputy Director of Department of credit products and technologies of Bank "Opening" Elena Kuropteva.
Online loans expand the range of products and services in the Internet Bank "Business portal" and the mobile app, save time and make the service more convenient Bank for customers. The development of digital channels "Open" is aimed at increasing online sales, the automation of the lending process and reducing the time of decision-making on credit products.
"Entrepreneurs are accustomed to high speed when using banking products. Now for companies with financing requirement current business, the Bank can provide assistance as quickly as possible. We see that the loans are for small amounts already issued primarily online," — said the head of Department of development of electronic business of the Bank "Opening" Anton Ogorodnikov.
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