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Payback click monitoring of the banking press 17.07.2019 at 06:00

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The Russian Government submitted to the state Duma a bill to simplify the procedure of debt collection. If the contract was issued by a notary, it will be possible for remote access to a notary Executive inscription and to forward the documents to the bailiffs. Without trial.

Recall, three years ago, the law has considerably expanded the application of the writ of execution. The scheme works is simple: we should lend not just a receipt, and to execute the contract at the notary. In this case, if the debtor changes his mind to pay, to sue them is not necessary. It will be enough to go to the notary. By law, the Executive inscription equivalent to a judicial decision. This means that citizen can apply not only to the Sheriff, but to come directly to the Bank if you know where the debtor's account.

"I think that for this procedure the future" — said about the writ of execution at the end of last year, the Director of the Federal bailiff service Dmitry Aristov. He noted that the Agency has entered into an agreement with the Federal notary chamber on the interaction.

Statistics show that citizens have benefited from the new scheme. In 2018, the number of such notarial actions increased several times and amounted to 27 thousand 866. In turn, for the first quarter of 2019 has already been more than 9 thousand labels of the Executive.

the Simplified procedure, incidentally, can be used not only in conventional debt, when someone somebody a loan. Can be solved, for example, and problems with the delivery of housing for rent. For example, the tenant moved out of his apartment without paying for several months. If the rental contract certified by a notary, the landlord, upon learning of the escape, residents can immediately go to the notary for an Executive inscription. After without delay in the case involving bailiffs.

Now, the procedure will become even simpler. The bill introduced by the government in the Duma, allows citizens to sign an Executive in a remote format.

Experts expect that the demand for this type of notary actions will increase significantly. To pay for the service, too, can be remotely. The result will come in the form of an electronic document. The tariff for an Executive inscription is only 0.5 percent of the amount of the debt, but not more than 300 thousand rubles. For comparison, the amount of court fees up to 4 percent of the amount of the claim. Themselves and trials can take years.

If the debtor does not agree with the words of the Executive, he may challenge it within 10 days. The President of the Federal notary chamber Konstantin Korsik said: "it is Important that the rights of participants of civil turnover defended in a civilized manner, but the protection must be effective"

- the Executive inscription, — he said, — this is a very effective way of resolving problems of a financial or property relations between citizens.

Vladislav KULIKOV