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What is bankrupt? :.: Article 30.07.2019 at 21:00 :.: Article

Just to ask a search engine the word "bankruptcy," and then you will be flooded with offers of assistance, saying that it is very inexpensive will help you in personal bankruptcy or bankrupt your company, if you have it. In our time, "bankruptcy" means the inability of a debtor to meet its debt obligations and leads to a lot of trouble for the insolvent debtor. And the origin of the word bankrupt? To start the story will have since the days of antiquity. As soon as the exchange of goods, and then the money, people began to borrow. And sometimes couldn't this debt then to give. According to the laws of the debtor responsible for the debt himself and his family. The family of an insolvent debtor fell into debt slavery, and while their work did not pay off debts, family members were slaves. In Athens during Solon appeared property liability: the creditor had the right to land and house of the debtor and not on his personal freedom. On the land of a person who took a loan (usually at the border), set pole with a sign that land is collateral for debt, which must be given, "then something in that size". This "debt column" called "mortgage". Yes, the mortgage appeared more than 2500 years ago. The statue of Solon in the library of Congress Safoto: as time Went on. In the Middle ages Europe was divided into many different States. All States minted money. All these coins were of different size and weight. Yes, the silver in them was very different qualities. For the exchange of "foreign" coins are those coins that went to the state, needed trusted people who were supposed to be able to count — counting how many coins, weighing so many ounces a share transfer in the coin of the state, weighing in at so much a share of oz, who knew all the walking coins and they are each other translated. For example, that mark was divided into 8 era, every era — 3 Artega, and every ertug cost from 8 to 20 pfennigs, depending on the area where they were minted... Merchants traveled from city to city, and every city they had to change their coins to those that had circulated in this city. To do this, in each city there was a shop changed. Menyaly quickly made the exchange of one coins for others, considering all the features of the coins of each individual state — including the quality of the alloy from which coins were minted. Of course, not forget about them and their benefits. But in every town the shop changed was responsible for more or less the correct settlements. In order to prove that they work honestly, they could put on the street in front of their offices, where they kept reserves of coins, benches and sitting on these benches, to make calculations: how many coins are brought for exchange client, translated to the local coin — and honestly gave the customer the calculated quantity of local coins. Well, of course, is relatively honest but had to have its benefits. Since about XII century genosky changed started calling bankers ("bancherii"). From the word "banca" — bench. Marinus van Reymerswaele, "money-changers"Photo: as time Went on. Moneychangers, renamed the "bancherii", joined in partnership with offices throughout Europe. The merchant could submit to the office of the partnership changed in England a certain amount of silver or gold, to the bill, and, having arrived, say, to Italy, to go to the office of that Association changed, to show the receipt and get the same amount of silver (gold) that he contributed to the Treasury of the partnership on the Island. So you can travel around Europe without a bag of coins, without fear of being robbed. The partnership changed-bankers financed the expedition of merchants in India or the Caribbean. When such expeditions were possible, they immediately brought 200-300% profit. But the road had many dangers, often the ships were killed. Risks of trading exotic goods were in those days very great. For one or two of the expedition was how to get rich, and completely ruined. Sometimes bankers too fond of the profit and cash tangled up in debt — because of the death of expeditions, which promised great benefits in the event of his success. And could not in time to repay. In such cases, except the trial of the faulty debtor, there was a separate punishment for failed his job "bancherii". In the square, where he worked as money-changers, were proclaimed publicly that this change — the debtor, unable to pay for the obligations, and solemnly broke the bench, where he previously worked. Marinus van Reymerswaele, "the Pawnbroker," 1539 Photo: So the ongoing process of "banca rotta". And about the former moneychanger said he was expelled from the profession that now he has a broken bench, i.e. "banca rotta". Former moneychanger cast out from the shop, and he had to look for another job, because rumors about his insolvency spread across all the partnerships changed. And now, alas, people responsible not just in bankruptcy, and builders of financial pyramids, i.e., outright crooks, having served sentence and released from prison, begin by changing your name again to build the pyramids. The same Mavrodi after the collapse of the MMM built several pyramids, although not in Russia. And if it had not died — would have cheated. "While living in the world dorcioman us live, therefore, with your hands."The famous song. ...

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