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JSC "Rosselhozbank" Novosibirsk held a round table for customers and partners with the participation of Deputy Chairman of the Board of Rosselkhozbank Olga Suvorova. The event was devoted to discussion of topical issues related to the evaluation of the collateral loan customers of the Bank and improvement of the credit process as a whole.
the round table was attended by representatives of the valuers and the Bank's clients: the leaders of large business enterprises that implement investment projects in the Novosibirsk region, and also representatives of small and medium businesses that are borrowers.
"the purpose of the event – especially the personal contact with clients and partners of the Bank. We are confident that the specificity of the Novosibirsk region – one of the key regions for business Rosselkhozbank – will allow us to create a separate client policy in respect of mortgages. It is important to build processes so that our partnership with assessment companies was the most effective, and the issuance of credit to customers to develop their business as expeditious as possible," said Olga Suvorova.
the roundtable Participants discussed the need for objective assessment of collateral, the principle of complexity and approaches to the assessment of unique objects, the compliance of the Bank to the appraised companies, the benefits of obtaining financing secured by the purchased equipment and future harvest.
Among the innovations in the work with collateral, the Deputy Chairman of the Board of Rosselkhozbank Olga Suvorov noted, in particular, the introduction in 2019 of a system for self-rating of agricultural land and the simplification of procedures for reporting on evaluation/revaluation of the assets which are accepted as collateral.
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