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Mass media / Information Agency

Residents of the Altai prefer to take a mortgage for 20 years

IA "My Altai" 29.11.2019 at 07:54

Information portal Altai Krai and Altai Republic

The amount of the mortgage loan portfolio of individuals of the Altai regional branch of Rosselkhozbank has exceeded 4.4 billion rubles. The most popular with customers are the mortgage loans up to 20 years. Loans for housing in 2019 has already issued more than 600 people.

"the people of the Altai Republic actively use credit products of the agricultural Bank. As of mid-November, mortgage loans account for 38% of the credit portfolio of the branch. Due to the competitive interest rates in our loan portfolio in 2019 exceeded 11.6 billion rubles. We offer a wide range of modern financial products and services, competitive rates and special programs. In November, the agricultural Bank has lowered rates on mortgage lending. Size reduction amounted to 1%," – commented the Director of the regional branch of JSC "Rosselkhozbank" Nikolay Boyko.

Dmitry Dvoryadkin, Chairman of the "Union of realtors of Barnaul and Altai", noted that "of course, lowering the interest rate by 1 point according to the statistics results on the market up to 10% of buyers. Rosselkhozbank time lowered the rate. There are still two months when we will be able to use this to achieve good results. Already today we see that a common database of apartments for sale in the city fell by about 10% and most likely it's not the end".

I should Add, in the framework of the campaign "Dreams come true" now possible to issue a mortgage on apartment purchase in the primary or secondary markets of real estate, including townhouses, at the rate of 8.2% per annum with a down payment of 20% or more. Offer also applies to mortgage programs for young families. Loan term up to 30 years. The promotion is valid until 31 January 2020.

In the framework of the refinancing of mortgage loans, "do Not overpay" rate is now 8.4%. In terms of action, it is possible to refinance a loan previously provided for the purchase of apartments in the primary or secondary market, residential house with land or just land. Loan amount – up to 20 million roubles, crediting term – till 30 years.

to Obtain the upper bound on the size of the loan and monthly payments to user will help the online calculator on the website www.rshb.ru. The information obtained by the calculator are estimates, but allow no visit to the Bank approximately calculate the possible amount of subsidies and the timetable of monthly payments in accordance with the solvency of the customer, term of loan, type of real estate. More accurate information will become available after a visit to the agricultural Bank personally and advice banking specialist. Under the terms of the mortgage programs of Rosselkhozbank, the client is able to choose the scheme of repayment of the loan and to repay it ahead of schedule without restrictions, and also confirm the income in the form of the Bank. Fees for loans do not exist.